A PARF loan helps finance a PARF-eligible car purchase in Singapore, taking into account the vehicle’s Preferential Additional Registration Fee rebate and related costs.

Can I get a PARF loan with low credit?

Yes. We work with licensed lenders that consider applications with thin or lower credit, with clear interest rates and transparent terms.

How fast is approval?

In-principle approval is typically available within one working day once we have your basic details.

PARF Loan Singapore — Low Rates, Fast Approval & Paperwork Handled

Finance PARF-eligible cars • Scrap value financing • Low credit considered • LTA paperwork handled

Lowest Rates • Bad Credit OK • No Dealer Markups

Why Choose CoeLoans.sg for PARF Loans?

Transparent, independent and built for Singapore drivers buying PARF-eligible vehicles or using scrap value as part of financing.

Lowest PARF Loan Rates

We compare licensed lenders so you secure the most competitive terms for PARF-eligible cars and scrap value financing.

Low Credit Considered

Rejected elsewhere? Our partners offer flexible approvals tailored to your situation with clear, transparent repayments.

Licensed & Transparent

Only LTA-recognised, MAS-approved finance partners. No hidden mark-ups. We explain your PARF-related costs clearly.

How PARF Financing Works

Simple 4-step flow for PARF-eligible car purchases or scrap value financing.

1) Share Your Details

Tell us about the vehicle and whether PARF value applies.

2) Get Options

We present lender options, expected rates and an estimated monthly instalment.

3) Approval

Fast, in-principle approval — usually within 1 working day.

4) Complete & Drive

We help with paperwork and disbursement so you can collect your PARF car smoothly.

What Drivers Say

Real experiences from Singapore car owners we’ve helped.

“Rate was better than the dealer’s offer and the process was fast.”

– H. Goh, PARF Car Buyer ⭐⭐⭐⭐⭐

“Clear breakdown of costs and paperwork done for me. Smooth.”

– K. Tan, Singapore ⭐⭐⭐⭐⭐

“They handled my questions on PARF vs COE renewal clearly.”

– S. Ong, Singapore ⭐⭐⭐⭐⭐

Get a PARF Loan Quote

We’ll compare licensed lenders and recommend the lowest rate for your PARF-eligible purchase. No dealer mark-ups, no hard sell.

Enquire Now

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