COE Loan Singapore — Lowest COE Renewal Rates, Even if You’ve Been Rejected Elsewhere

Up to 100% PQP financing • Fast approval • COE loans for bad or low credit • LTA paperwork handled

Lowest Rates • Bad Credit OK • No Dealer Markups

Why Choose CoeLoans.sg?

Independent, transparent, and built for Singapore drivers. We optimise for the lowest possible COE renewal rate — even if your credit isn’t perfect.

We compare licensed lenders to ensure you get the best possible PQP financing terms available in Singapore.

Even if banks have rejected your application, our partner network specialises in flexible, fast-track approvals.

We only work with LTA-recognised and MAS-approved finance partners. No hidden mark-ups or admin surprises.

A clear 4-step process designed around Singapore’s COE renewal.

Tell us about your car and COE expiry month.

We present suitable financing options and indicative rates.

Receive in-principle approval, usually within 1 working day.

We help with all LTA steps so you can keep driving with a renewed COE.

Real experiences from Singapore car owners who renewed their COE with us.

“Smooth and fast. Got options same day and renewed without hassle.”

– A. Lim, Honda Vezel Owner ⭐⭐⭐⭐⭐

“Clear explanation, no hard sell. Happy with the rate I got.”

– J. Tan, Toyota Altis Owner ⭐⭐⭐⭐⭐

“Paperwork and timing handled end-to-end. Would recommend.”

– M. Koh, Mazda 3 Owner ⭐⭐⭐⭐⭐

“Even with lower credit, they got me approved quickly.”

– Z. Lee, Nissan Note Owner ⭐⭐⭐⭐⭐

“Transparent, no hidden fees. Exactly what I needed.”

– R. Ong, Honda Fit Owner ⭐⭐⭐⭐⭐

“Fast response on WhatsApp and smooth processing.”

– T. Teo, Hyundai Elantra Owner ⭐⭐⭐⭐⭐

We compare lenders to secure the lowest possible COE renewal rate — even if your credit isn’t perfect. No dealer mark-ups, no hard sell.

Your information is handled confidentially and used only to process your enquiry.